Welcome to Kopec Insurance

We started from scratch in 2005 when we opened our office in Palm Coast, Florida. Fifteen years later our continued growth and expansion led to the agency’s main office being located in beautiful Ponce Inlet overlooking the Atlantic Ocean and iconic lighthouse. Our first ten clients are still with us today! Referrals and word of mouth quickly became the foundation for our success and in 2009 the demand for our services allowed us to suspend all advertising.  Today, we maintain an ever expanding book of business serving discerning clients in Flagler and Volusia counties and throughout Florida.  Our success is a result of our loyal clients, personalized service, friendly client relationships, unhurried approach, forthright business practices and offering coverage from only the best insurance companies.  With over 50 years of insurance experience our team works tirelessly to assist you by keeping things simple, straightforward and providing the attention to detail you expect.

Our extraordinary affiliations with premier multi-state insurance companies and our ability to secure competitively priced coverage for everything from inland homes to high value coastal homes made us a sought after agency.  We are very proud of our client retention rate consistently being in excess of 97%, far above the industry standard!

Kopec Insurance is the preferred insurance agency for owners in Ponce Inlet, the Hammock Communities, Palm Coast, Port Orange and throughout Flagler and Volusia Counties. But we don’t stop there, we service the entire state of Florida, whether it be a nearly uninsurable multi-million dollar home sitting on its own island in the Keys that we succesfully secured coverage for or a vacation residence in Orlando, we can assist!

As an Independent Agency we are not bound to just one carrier for your insurance needs. We represent essentially every preferred insurance company in the state, many of which are the largest carriers in the United States. In addition to providing you access to the top carriers we make certain that you have a competitive option by utilizing our comparative rating system software which provides an apples to apples comparison of coverages and multiple quotes from the top insurers.  Our property insurance companies have weathered many hurricanes.  Whether your need is to insure a quaint inland second home, or a large primary residence by the ocean requiring several million dollars to rebuild, or if you need to insure your watercraft or autos, we have numerous options to consider.